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Pay Later by Apple Now Available to All in the US

Pay Later
Apple Pay Later lets customers split a purchase into four equal payments over six weeks, with no interest or fees to pay.

Apple’s buy now system, known as “Pay Later,” is now available to all customers in the United States. To utilize this feature, users need to be set up on Apple Pay with an eligible debit card. It also allows for purchases ranging from $75 to $1,000 made on iPhone or iPad through vendors that accept Apple Pay.

During the repayment period, users won’t accumulate interest, and there are no late fees. However, users should be aware that their bank might charge extra fees if their debit card account lacks sufficient funds for loan repayments.

Apple’s move into this financial service sector puts it in competition with other digital repayment apps, such as Afterpay, Klarna, and Affirm, and opens new opportunities for users to manage their payments.

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